Business Insurance

Types of Business Insurance We Provide Across the United States!

Types of Commercial Insurance

General Liability Insurance

Every business is susceptible to accidents or mishaps, whether in the office or on-site. General Liability Insurance helps cover legal fees, settlements, and medical expenses related to third-party claims for bodily injury or property damage. Ensure your business is protected against unexpected accidents.

Professional Liability Insurance

Mistakes can happen, even with the most experienced professionals. Professional Liability Insurance, also known as Errors & Omissions Insurance, protects your business from claims of negligence, errors, or omissions while providing professional services. It’s a must-have for accountants, consultants, and other service-based industries.

Workers’ Compensation Insurance

If you have employees, Workers’ Compensation Insurance is essential. This insurance covers medical expenses and lost wages for employees who get injured while working. It also protects your business from potential lawsuits related to workplace injuries.

Business Property Insurance

Protect your physical assets with Business Property Insurance. This coverage ensures that your equipment, inventory, and buildings are protected against damage caused by fire, theft, vandalism, and natural disasters. Don’t let an unexpected event put your business at risk.

Cyber Liability Insurance

In the digital age, cyber threats are an increasing concern for businesses of all sizes. Cyber Liability Insurance helps protect your business from the financial fallout of a data breach, cyber-attacks, or other technology-related incidents. This policy can cover costs such as client notification, data recovery, and legal expenses.

Commercial Auto Insurance

If your business uses vehicles for deliveries, transporting goods, or client visits, Commercial Auto Insurance is vital. It covers your company-owned vehicles and protects against accidents, theft, and other damage. Whether you have one car or an entire fleet, we have a policy to suit your needs.

Business Interruption Insurance

Unexpected events, such as a natural disaster or fire, can halt your business operations. Business Interruption Insurance helps replace lost income and cover expenses during periods of downtime. It ensures that your business can recover quickly and resume operations without suffering a financial setback.

Employment Practices Liability Insurance

With employees come risks related to discrimination, harassment, and wrongful termination claims. Employment Practices Liability Insurance (EPLI) protects your business from lawsuits stemming from employee-related issues, helping you manage the costs associated with legal fees and settlements.

Product Liability Insurance

If your business manufactures or sells products, Product Liability Insurance is essential. This coverage protects against claims of injury or damage caused by your products. Whether you sell physical goods or offer services, this policy ensures that you’re covered in case a product causes harm.

Umbrella Insurance

For added protection, Umbrella Insurance can provide coverage beyond the limits of your existing policies. It kicks in when your other liability coverages, like general liability or auto insurance, reach their limit, giving your business an extra layer of financial security.

Why Choose Carter Family Insurance?

With over 17 years of experience, Seth Carter and his team are committed to helping businesses like yours navigate the complexities of insurance. We take the time to understand your unique needs and provide customized insurance solutions designed to protect what matters most.

• Personalized Coverage: We tailor our business insurance packages to fit your specific needs, ensuring you only pay for the coverage you require.
• Competitive Rates: As independent agents, we compare policies from top insurance carriers to find the most affordable options for your business.
• Expert Advice: With our years of experience and deep industry knowledge, we’ll guide you through your insurance options and help you make informed decisions.

Get Started Today

At Carter Family Insurance, we’re passionate about helping businesses like yours stay protected. Whether you’re just starting out or have been in business for years, we’re here to offer the right coverage for your unique needs.

Contact Us

Call us today at (phone number) or fill out our online form to speak with one of our experienced agents. Let us help you find the right business insurance coverage for your company.